Get Down to Business
(Here’s how to use Big Data like the big boys) If you own or manage a small business, you are David in this analogy. And as David, you are likely fighting at least one Goliath in your industry. In this day and age, with the internet shrinking the world and the purchasing sphere of each[…]
For this blog entry I’d like to focus on the management side of your business. This is not only for all you managers, but also business owners, as you are managers too. Improving your management skills is a great way to enhance your business. One way to do that would be to read one of[…]
(Relax, there won’t be a test.) When I help clients, I first have to learn about their businesses – how they work, operate, and ultimately how they make money and succeed. So it only seems logical that clients should be given some insight into our business – how banks operate and make money. We’ll just[…]
(To find out, don’t look at their ring fingers. Look at your sales figures.) We talk a lot about the efficiency and operations of your company in this blog, but when you boil everything down, there’s only one thing that matters – YOUR CLIENTS. Because without them, your business doesn’t exist. And in today’s business[…]
One of the most frequent topics that comes up in my conversations with business owners and managers is the challenge of finding the right employee. Landing a great employee is tough, but for a lot of people I talk to they’re even struggling to find employees who will show up. Having had many conversations about[…]
It’s a good question. And for business owners it’s an important question as banks can be a very important partner. My short answer is – I don’t see the traditional “bank on the corner” going away any time soon. But I do think that the banking industry will continue to experience substantial structural changes that[…]
Someone once told me that you’ll accomplish more by asking the right questions than having the right answers. Wait… what? It sounds counterintuitive, doesn’t it? So I thought about it. It’s true that nobody has all the answers; and many times when you think you have the right answer, you find you’re wrong, or there[…]
I try to read as much as possible to keep up with the latest trends affecting banking, small business, and commercial real estate. One of the most prevalent themes in the articles, blog posts, books, and other headlines I run across is technology. Technology has become critical for small businesses to run and grow their[…]
Commercial real estate is pretty hot right now with significant development and construction going on all around us. As more businesses have been opening and expanding, commercial real estate prices have increased – due in large part to the cap rates. (If your business is booming and you’re thinking of buying commercial real estate and[…]
No, this is not an offer, it’s an example. Of people behaving in a way that is contrary to how you might think they would normally behave. It’s also an example of people behaving predictably – because you likely reacted favorably to one or both of the words in the headline. And that is why[…]
Instead of minding my own business, my job is to mind yours.
I’m a banker who loves business.
I’ve always been interested in learning how businesses operate, exploring the industry they serve, and especially meeting the people who make them run.
For the past decade, I’ve met with hundreds of business owners and managers to discuss their businesses. I love listening to their stories – how they got started, why they are passionate about their business, and what they need to grow and succeed. Every story and every business owner is different. I learn something every time. And the most important thing I’ve learned is that all I really have to do is listen… and they’ll tell me exactly how I can best partner with them.
All this experience listening to business owners serves me well as a Commercial Banker at Alliance Bank. Every single day I have the chance to help business owners of all shapes and sizes in any way I can – everything from arranging financing to providing outside perspective on their business plans. (Strangely enough, I have participated in, and judged business plan competitions… I told you I loved business!) I’m also a “data guy”, so I’ve studied analytics extensively and I’m always ready to discuss what big data means to small and medium-sized businesses.
On the personal side, I’m married to my high school sweetheart, who is also from Lafayette. I love reading, I’m a history buff, and enjoy watching sports. I have a degree in political science from Purdue, and just recently completed my MBA from Indiana University. But when push comes to shove… I always Boiler Up!
I’m looking forward to sharing some of my thoughts on business with you in the coming months. In the meantime, if you have any questions about business lending, business operations/analytics, Purdue sports, or just want to say hi, drop me a note below. Or stop by my office and let’s talk business!
Equipment and Other Business Loans
When you need funds to help grow your business, Alliance Bank can help. Whether for upgrades on equipment or just equipment replacement, refinancing existing debt, or additional working capital, term loans are flexible and can help you to achieve your business’ goals.
Operating Lines of Credit
At Alliance Bank, we pride ourselves on getting to know you and your business. We provide detailed financial analysis that provides a complete picture of the financial health of your business. Operating lines of credit help your business to manage its cash flow as effectively as possible.
Commercial Real Estate Loans
Alliance Bank can provide loans for a wide range of commercial real estate purposes. Finance the purchase of office buildings, apartments, retail space, warehouse properties, single family rentals, industrial properties, or refinancing or consolidating existing debt.
Whether you need to pay your employees through direct deposit, pay your suppliers without having to worry about checks, or just make deposits from the convenience of your desk, Alliance Bank offers all of the products of a Big Bank with the service of a community bank. We provide the treasury management offerings that provide options to add convenience, improve security, or save you money.
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